In 1935, the U.S. was mostly a nation of renters. Only one in ten households owned their home and the down payment for a home was 50%. That’s when the Federal Housing Administration (FHA) initiated a mortgage program to encourage home ownership by lowering the down payment Continue Reading
Archives for May 2025
In Defense of HOAs
I began my residential land development career almost forty years ago. And there is one memorable moment that has guided my vision for new home communities ever since. Many of you may remember Larry Carr and his partner at the time, Barney Gottstein, who together developed Continue Reading